Texas has seen more than its share of road accidents over the last few years. If you are a victim, you may be able to file a claim for lost wages. This might be the best way for you to get the funds you need to settle all of your medical and other bills. Your claim can recover the wages you lost from your job while you were being treated for your injuries.
What kind of damages can you claim?
You can claim a number of different types of damages in the wake of motor vehicle accidents. One of the most common is liability bodily injury coverage. You can file under this heading if the other driver was the one who caused the accident you were injured in. A lost wages claim will be made through the coverage held by the other driver.
You can make a claim through uninsured or underinsured motorist coverage. This may be the case if the accident was caused by a driver who did not have insurance. You can also explore this avenue if you have exhausted the limits of the at-fault party’s coverage. You may collect lost wages through your own uninsured/underinsured motorist coverage.
Personal injury protection may come in handy
Filing for lost wages is one of the most important things that you can do after a car accident. One of the handiest policies you can carry in order to do so may be Personal injury protection (PIP).
This policy stipulates that, no matter who was at fault, you may collect lost wages from your own insurance company. The only boundary to this figure will be the policy limit of your PIP coverage. This figure is usually high enough to more than cover the amount of your lost wages.